Josefa Ingraham 's blog ::” Auto accident on Wells Street last night”
None of us wants to be involved in an auto accident, but unfortunately most of us will at one time or another. Since accidents are far too common, the best thing you can do is be informed about what steps to take if one occurs. If you're involved in an auto accident, it's very important that you keep your cool and follow the right procedures in order to protect yourself as well as anyone else involved in the accident. If you don't follow the right process, you could cause additional injuries to yourself or others, or bring liabilities upon yourself that you would have avoided had you stayed calm and taken the appropriate steps. If you are involved in an auto accident: 1. First and foremost, stay calm. Do what you can to make yourself and everyone else safe. If your car is drivable, move it out of oncoming traffic. Do not under any circumstances leave the scene. If you are injured in any way, you should go to the hospital even if you feel "okay"-some symptoms of injury won't manifest right away, and only a qualified physician will be able to determine how serious even a seemingly minor injury might be. 2. Don't apologize to the other driver-an apology implies guilt, and even if the accident was your fault, you don't want to say anything that might affect the judgment of the proper authorities when they arrive on the scene. 3. Contact authorities immediately. Call 911 for police and for medical assistance if anyone has been injured. 4. If there are witnesses available, gather information from them. Their input could be invaluable if a trial results from your auto accident. 5. Provide contact information to the other involved parties. Give them your insurance information so they'll be able to contact your insurance company to report what has happened. Don't forget to get their information, too, since their company will be liable if they are determined to be at fault. 6. Record exactly what happened. Jot down your recollection of the accident as soon as possible, before you forget. In the intense emotional aftermath of an accident, details can fade quickly. 7. Contact your insurance company immediately. Call the number supplied on your insurance card and be prepared to supply any information they need so that they will have a record of the accident when you call to make a claim. 8. Call your attorney. If you have a regular attorney, let them know about the auto accident as soon as possible, so that they can be prepared to assist you in the event of a lawsuit or trial. Following these steps will help insure the safety of anyone involved in the auto accident, and will also help you protect your rights as a motorist should any legal action be initiated as a result of the accident. Stay calm and take care of all the details, and you'll be that much more likely to reach a satisfactory outcome. Sources: http://articles.moneycentral.msn.com/Insurance/InsureYourCar/WhatToDoAfterAcarAccident.aspx http://www.edmunds.com/ownership/safety/articles/43805/article.html |
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